A car accident can be tragic and nobody is prepared for it. A car accident can be life-altering and have an adverse impact on the victim’s life. It can cause fear, pain, overhead expenditures and a lot of inconveniences. After a car accident, the victim and the family are devastated and recuperating from their injuries, they are in no position to think about how to claim for their losses or how to handle the insurance claims.
The situation also raises a question, should you hire an attorney if involved in a car accident? To answer this question one needs to understand how hiring an attorney is helpful in securing a compensation for the losses suffered.
Why get an Attorney for car accident?
After a car accident, the victim and their families may not know what to do. Most of the time the accident victims find themselves in unforeseen situations. Fortunately, having a car accident attorney by your side during such a situation can help navigate through these tough times and protect your rights to compensation.
Post a car accident the victims are often left to deal with serious injuries and rising medical costs. Insurance companies try to offer the victims a low settlement that is just a small percentage of what they actually deserve. They try to pressurize the accident victims into signing a low settlement quickly to reduce their liabilities.
As soon as an accident occurs, the victim is faced with a financial crisis, right from the mounting hospital and medical bills to missing a paycheck due to the inability to go to work.
This is why you need to get an attorney for a car accident as soon as possible after the accident. The lawyer can help in collecting important evidence and witness statements that could be lost if there is a delay in the investigation. This evidence can help in building a strong case for you. The experienced team of lawyers can represent you and manage the negotiations with the Insurance Company and ensure you get the compensation you deserve.
How hiring a car accident lawyer is helpful?
Hiring a car accident lawyer can be very helpful to your injury claim. Below mentioned are some of the key benefits of hiring a lawyer:
- 1. Negotiating with Insurance Company
Insurance companies try avoiding to pay due compensation to the victims as they want to reduce their liabilities. They are in the business of making money. They are trained to negotiate insurance settlements and will try their best to minimize the payout or deny a valid claim.
If you do not have the experience to negotiate with insurance companies, it can become difficult to ensure you receive the full value of your claim. Insurance adjusters are shrewd and may prompt you to unintentionally make a comment or statement that could the recovery of the compensation you deserve.
Having an experienced car accident attorney representing you can have a significant impact on your claim. A lawyer can negotiate with the insurance company or adjuster, help prepare a well-crafted statement, represent your interests fairly. Their experience helps them understand the tactics of the insurance companies and help in preventing unfair settlement offers.
- 2. Proving Liability
- 3. True valuation of the injuries
- 4. Filing a Personal Injury Lawsuit
- 5. Explaining the Laws Applicable to Your Claim
The most complicated part of a car accident claim is proving liability and the other party’s negligence. This is very important as individuals harmed by another person’s actions have the right to claim compensation.
Hence all the involved parties try to shift the blame on the other to avoid being liable. A professional personal injury lawyer can collect evidence and help determine who was responsible for the injuries and build a strong case against them.
They consult medical experts to determine the seriousness of the injuries, reconstruct the accident scene, obtain the accident report, gather medical records and interview the witnesses to build a strong case against the responsible parties.
It is very important to get a true valuation of the injuries suffered by a victim in a car accident, as it helps the victim to claim a compensation from the liable party. Insurance companies try to convince the injured victims to accept a low settlement. However, attorneys who have experience in handling several accident claims know how to determine the true value of your claim. They will not accept any settlement offer that does not cover the full extent of your losses. An attorney will try to receive a claim for all the past and future medical expenses, lost wages, loss of future income and cost of pain and suffering.
If the insurance company or liable party is unwilling to offer a reasonable settlement amount, professional lawyers can help in filing a personal injury lawsuit that will help to get the compensation you deserve.
Filing a lawsuit many times forces the insurance adjuster to offer a fair settlement and settling out of court.
Insurance policies are legal contracts that define the responsibilities and liabilities of each party. However, understanding the terms and conditions can be complicated. Professional lawyers are trained in the law and can go through the policy to help ensure the insurance company is acting in good faith and upholding the contract. If the insurance company is not acting in good faith, the attorneys can explain the legal options available and help in holding that company accountable and help you obtain the compensation you deserve.
Moreover, there may be several laws and regulations applicable to the accident that only an attorney will be able to identify and possibly use it to your advantage.
If you have been involved in a car accident and suffered injuries or property damage it is advisable to hire an experienced car accident attorney to represent you at the earliest. A good lawyer can guide you and help you choose the best course of action, help handle the various administrative and legal issues and represent you in front of the insurance company or in court to ensure you receive fair compensation you deserve.